CreditQuest
CreditQuest by Software Group is a loan origination and appraisal solution that brings credit origination, financial statement analysis, covenant tracking, underwriting, and portfolio management together in a collaborative and streamlined solution.
CreditQuest has been implemented and deployed in all types of financial institutions to support different credit types.
Benefits include:
- 80% reduction in loan turnaround time
- 70% higher productivity
- 80% growth in credit portfolio
- 50% gain in cost saving
Benefits include:
- 80% reduction in loan turnaround time
- 70% higher productivity
- 80% growth in credit portfolio
- 50% gain in cost savings
KEY MODULES
CREDIT MANAGER
Workflow
Credit policy
Document management
Memos & relationship management
FINANCIAL ANALYZER
Financial statements spreading (ratio)
Peer group analysis
Financial covenants tracking
Financial projections
RATING MANAGER
Obligator & facility rating (LGD, PD)
Wide range of rating models
PORTFOLIO MANAGER
Portfolio performance
Concentration analysis
Exposure analysis
Volume analysis
MOBILE APP
For staff and customers
Integrates with DigiWave Platform
Paperless onboarding
Offline & online operations
CreditQuest at a glance
We have successfully integrated CreditQuest to multiple systems such as:
- Core systems e.g. Temenos T24, Flexcube, Finacle, Fusion Essence, etc.
- Credit bureau e.g. Transunion, Metropol, etc.
- Card systems e.g. Tranzware, Postillion, etc.
- Digital channels e.g. DigiWave
- Others
